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Other pluses: the Chase Sapphire waives its annual fee the first year and doesn’t assess foreign transaction fees.“It’s one of best cards out there,” Leff concurs, but for a different reason: points transfer to five different airline frequent flyer programs and four hotel programs, plus Amtrak.

There is no annual fee, though a fee may be charged for new enrollees who don’t meet all eligibility requirements.All you have to do to access these sites is provide your credit card information so that they may charge you at some point for your 100% free services.Chase United Mileage Plus Explorer Card — “The card isn’t just about earning miles, it’s about your lifestyle as a traveler, ” says David Gold, general manager of the Chase line, told Yahoo Travel.You earn points good for use with Starwood Hotels including Ws, Westins and Sheratons, and you can transfer them one-to-one into more airline frequent flyer programs than anyone else.“It gives points versus miles to an airline mileage program.Those points are credited towards an airline ticket purchase, effectively giving a 2.2% rebate on spending towards travel, which is about as high as it gets.” Two more features the Barclaycard has going for it: It doesn’t assess foreign transaction fees, and the annual fee is waived the first year.

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